Insurance and risk management in the property industry: a strong partner for you

Without solid foundations, a house cannot stand, and without the roof, it quickly gets uncomfortable inside. So add a proper roof to your strong foundation with individual protection by Funk.

Funk has been a strong partner to its clients since 1879. Additionally, the Funk Real Estate Division is the specialized, internationally focused section for all real estate matters within Funk – with over 40 years of experience. From protecting your assets through to construction projects, transactions and coverage of operational, organisational and cyber risks – Funk provides you with bespoke insurance and risk management solutions in the property sector. Whether building insurance or property owner’s liability cover, process optimisation or procurement management, property managers or project developers: we will find the concept that meets your individual needs. Become one of our more than 600 clients from the property sector and optimise your insurance portfolio along the entire value chain with Funk.

Advice along your value chain:

  • Consideration of specific risks in asset or share deals
  • Insurance due diligence service
  • Support in national and international transactions and hedging of emerging risks
  • Asset loss risk consulting for institutional investors

  • Risk analysis and preparation of an insurance concept tailored to the construction project
  • Support during contract award procedures
  • Liability insurance for all project participants
  • Support by construction team, also after completion

  • Individual insurance management for all asset classes and companies in the real estate industry
  • Tailored special products to cover property, personal and asset risks
  • Efficient processing of claims

  • Personal contact for your claim
  • Claims reporting according to individual requirements including comprehensive claims analysis
  • Qualified claims management adapted to your processes and needs
  • Reduced administration effort

  • Strategic risk consulting during the entire sales process
  • Consideration of special guarantee and warranty claims of the buyer

Protection for the property sector thanks to strong partners

Our close ties to the industry and our expertise in insurance and risk management in the property sector are also reflected in the pooling of our expertise with other industry specialists, such as the consulting firm BBT and the system provider Aareon. Together with our partners, we implement digital solutions that focus on optimising costs and processes. In tandem with the IVD, we also offer exclusive framework agreements for the property industry. For example, we support estate agents, property managers, appraisers and many other professional groups in the sector in comprehensively insuring their specific risks on particularly favourable terms.

The Funk Real Estate Division

> 2,000,000
residential and commercial units managed

> 280

> 100,000
settled claims per year

  • Property and project developers
  • Portfolio holders and third-party managers
  • Family offices
  • Property managers
  • Property service providers
  • Property funds
  • Institutional investors
  • Public procurement clients
  • Property and asset managers

  • Insurance brokerage services
  • Industry-specific product and risk management
  • Claims management
  • Process optimisation
  • Procurement services
  • Tender management
  • Risk and prevention measures
    • Natural hazard and climate analyses
    • Loss prevention (Funk Beyond Insurance)

  • Buildings insurance
  • Terrorism insurance
  • Property owner’s liability insurance
  • Project insurance
  • Liability insurance for pecuniary losses
  • D&O insurance
  • Cyber insurance

  • A digital overview of all insurance programmes can be found in the ‘MyFunk’ client portal
  • Extensive experience with enterprise resource planning (ERP) systems thanks to many years of cooperation with ERP providers (particularly Aareon AG)
  • If required, further Web-based solutions to optimise your processes over the long term

Supporting you worldwide

Funk has international expertise at 37 locations in Germany, Europe and China. Our clients in over 100 countries receive additional support via the global broker network The Funk Alliance. We conduct global risk assessments, optimise and manage international insurance programmes, place special risks and provide information on local specialities such as court rulings or compliance. Our clients maintain an overview with the help of a global reporting tool.

What we offer you

We will carry out a plausibility check together with you and review your personal insurance requirements, taking into account your own risk philosophy. Thanks to our holistic consulting approach, we examine topics such as process and claims management and offer further risk and prevention measures.


More about insurance and risk management in the property industry

Download the brochure now!

The Funk Real Estate Division at a glance: find out more about our services and solutions for the property industry – in a compact digital format.


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Comprehensive range of services for the property industry

Your contact

Silvana Sand is a Member of the Management Board of Funk Versicherungsmakler GmbH and Managing Partner of Funk-BBT GmbH and BauSecura Versicherungsmakler GmbH, two specialist insurance brokers for the property industry. She is also Head of the Real Estate Division.