Initial information and mandatory disclosures – Funk Pensionsmanagement GmbH Versicherungsmakler für Altersversorgung
This information has been provided in line with Section 15 of the German Insurance Brokerage Ordinance (VersVermV) and Section 5 of the German Digital Services Act (DDG).
Managing Director(s)
Christoph Bülk | Lars Thieme
Headquarters/registered address
Hamburg/Valentinskamp 20, 20354 Hamburg, Germany
Contact information
tel +49 (0)40 35914-0 | fax +49 (0)40 35914-407 | welcome@funk-gruppe.de
Commercial register
Hamburg District Court, register no. HRB 68852
VAT no.
DE196932270
Broker status
Funk Pensionsmanagement GmbH is registered as an insurance consultancy (Federal Republic of Germany) with the competent (supervisory) authority – Hamburg Chamber of Commerce, Adolphsplatz 1, 20457 Hamburg, Germany – and holds a licence pursuant to Section 34(d) Paragraph 2 of the German Trade, Commerce and Industry Regulation Act (Gewerbeordnung).
Funk Pensionsmanagement GmbH is registered in the Insurance Brokers’ Register (www.vermittlerregister.info) under number D-ARMB-6FKZ0-85. Funk Pensionsmanagement GmbH is registered under number D-F-131-I7QS-63 in respect of the brokering of financial services. This information can be verified with:
DIHK | German Chamber of Commerce and Industry
Breite Strasse 29
10178 Berlin, Germany
tel +49 (0)180 600 5850*
* 20 cents / call from the German mobile and fixed network
Professional law
Sections 34(d) and 34f of the Commerce and Industry Regulation Act (GewO)
Sections 59–68 of the Insurance Contract Act (VVG)
Insurance Brokerage Ordinance (VersVermV)
Financial Services Brokerage Ordinance (FinVermV)
The professional regulations can be viewed and accessed via the website operated by the
German Federal Ministry of Justice and juris GmbH: www.gesetze-im-internet.de
Consultancy and fees
Funk Pensionsmanagement GmbH offers consultancy services in accordance with legal requirements in relation to the brokerage of insurance products and receives payment in the form of commission from the insurance company in the event of an insurance contract being brokered successfully. This commission is therefore not paid separately by the customer to Funk Pensionsmanagement GmbH, but is already included in the insurance premium. This notwithstanding, insurance contracts may be brokered with a netted (i.e. commission-free) premium on the basis of an express agreement to this effect. Contrary to standard practice, Funk Pensionsmanagement GmbH will not receive commission from the insurer for these contracts, but rather a brokerage and service fee from the customer. A combination of these payment models may apply. Funk Pensionsmanagement GmbH does not receive any other form of payment for its services.
Independence
Our company does not hold any direct or indirect stakes of more than 10% of the voting rights or capital of an insurance company. No insurance company or parent company of an insurance company holds any direct or indirect stakes of more than 10% of the voting rights or capital of our company.
Ombudsman
In the event of disputes between insurance brokers and policyholders, the following ombudsman may be contacted:
Versicherungsombudsmann e. V., Postfach 08 06 32, 10006 Berlin, Germany, www.versicherungsombudsmann.de
Ombudsmann Private Kranken- und Pflegeversicherung, Postfach 06 02 22, 10052 Berlin, Germany, www.pkv-ombudsmann.de
Information on dispute resolution pursuant to the German Act on Alternative Dispute Resolution in Consumer Matters (VSBG)
Funk Pensionsmanagement GmbH is willing to take part in dispute resolution proceedings before the following dispute resolution bodies:
Versicherungsombudsmann e. V., Postfach 08 06 32, 10006 Berlin, Germany, www.versicherungsombudsmann.de
Ombudsmann Private Kranken- und Pflegeversicherung, Postfach 06 02 22, 10052 Berlin, Germany, www.pkv-ombudsmann.de
Complaints management
If you have any complaints about our activities, please contact our complaints management team: beschwerde@funk-gruppe.de, tel +49 (0)40 35914-408
Supervisory body
Funk Pensionsmanagement GmbH is a member of the Hamburg Chamber of Commerce, Adolphsplatz 1, 20457 Hamburg, Germany, tel +49 (0)40 3613 8138, fax +49 (0)40 3613 8401, www.hk24.de, which is also the competent supervisory body.
Addresses
The addresses for our offices can be found on our website at www.funk-gruppe.com.
Global network
Additional Funk offices are located in China, Italy, Liechtenstein, Austria, Poland, Romania, Switzerland and Hungary as well as in over 100 countries through our broker network, the Funk Alliance.
Professional membership
We are a member of BDVM, the Association of German Insurance Brokers.