Corporate Blog

In our corporate Blog you find current articles in the fields of Insurance management, Pensions, Risk management, International and Medium-sized businesses.


Our latest articles

Three times the protection in one policy

Managers and staff members in healthcare institutions are exposed to a myriad of risks. The Funk VHPlus insurance scheme offers protection that is unique on the market.
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Made to put out fires

28.09.2018 - Although firms can insure against the consequences of a fire, coverage requirements are increasing. Sprinkler systems put companies in a good position  more

The Funk Foundation sponsors risk reports

25.09.2018 - The Funk Foundation has published risk reports on a further nine countries, including Russia, Turkey and the United Kingdom  more

A glimpse into the future

03.09.2018 - IT experts assume that cyber attacks will primarily target the Internet of Things and production system controls in future, as a current industry study reveals  more

Optimising business interruption insurance

30.08.2018 - The market for industrial property and business interruption insurance is changing. For years the overall result has been negative, as the premiums taken in have not been sufficient to cover the high claims payouts  more

Practical example

22.08.2018 - An explosion at a Schill + Seilacher plant causes massive damage to property. But an even worse consequence is that production is shutdown – for years  more

Getting pension planning right

08.08.2018 - The Heubeck mortality tables have just been updated. It is expected that companies will have to take these changes into account when they prepare for their next balance sheets more

Funded by the Funk Foundation

13.07.2018 - The Funk Foundation is supporting the development of risk reports. Now reports on Poland, Mexico, Iran, South Africa, Belarus and Vietnam are available  more

Tariffs, subventions, taxes

12.07.2018 - Trade policy measures like tariffs, subventions or taxes affect flows of goods. The consequences can be risky for companies  more

Stress test creates transparency

12.07.2018 - Statistics show that political risks have become one of the greatest risks that German companies fear  more

Navigating a PR crisis

11.07.2018 - A bad image can be expensive. Values such as reliability, responsibility and trust are therefore particularly worthy of protection for companies  more

Protection for the boss

09.07.2018 - D&O insurance has become standard for companies. But that should not belie the fact that this cover is actually a special type of insurance more

A thoughtful and correct approach

06.07.2018 - Actuarial assessments are essential for a company’s balance information. Funk provides tailored actuarial services worldwide more

New publication for download

04.07.2018 - Companies often struggle to insure political risks as the whole topic remains fuzzy to risk managers and decision makers more

Open data in practice

14.06.2018 - Download a free book chapter on the Funk Political Risk Map  more

On the rise:

07.06.2018 - A Funk study looks at InsurTech firms in China. Book chapter available to download at the end of this article  more

Clear communication in day-to-day clinical work

29.05.2018 - If there is poor communication between doctors, nursing staff and therapists, the patient is often the one who suffers. Clear communication can therefore prevent life-threatening mistakes more

When a virus infects the entire hospital

26.04.2018 - Cyber attacks are increasing in hospitals and clinics. An analysis of individual cyber risks and comprehensive protection are therefore essential  more

In line with the times

20.04.2018 - Legislative changes and new provisions are changing the landscape for regulations concerning the workplace pension. That’s why it is all the more important for pension schemes to undergo regular reviews more

One Belt, One Road

28.02.2018 - The Silk Road once connected China to Europe and paved the way for valuable fabrics and spices. More than 2,000 years later, a new rendition of this ancient trade route is coming to life  more

Champion fighter or glass jaw?

20.02.2018 - How well prepared are you for a crisis? Companies can now test their mettle with the resilience quick check  more

Hitting hackers with their own weapons

13.02.2018 - A company’s cyber risk and its IT security are closely associated. Now companies can use the advanced cyber risk analysis from Funk to identify the weaknesses in their IT landscape as well  more

Terror risks

05.02.2018 - Acts of terror and politically motivated violence are increasing worldwide. What do German companies need to keep in mind to protect themselves? more

Disassembly and installation costs

29.01.2018 - With the German ‘Act for the Reform of the Construction Contract Law and for the Change of Liability for Commercial Liability’, significant changes to commercial liability came into force on 1 January 2018 

Ensure your success

28.11.2017 - In the era of just-in-time production and delivery, robust supply chains are more important than ever for companies. But disruptions, such as natural disasters or geopolitical crises, are happening at an increasing rate worldwide  more

Expect the unexpected

04.09.2017 - Whether it’s a milestone celebration, a rock festival or a port anniversary, every event costs money. And if that event suddenly has to be cancelled or interrupted, it’s not just frustrating but also puts the budget at risk   more

Individual political risk exposure

03.08.2017 - Trouble is brewing in hot spots all over the world, and the effects of political change are stretching to companies, too. Businesses can analyse by the Funk political risk stress test   more

Changes with implications for companies

06.07.2017 - The expansion of the workplace pension is a central area of focus in German politics. They aim is to increase pension security and raise the pension level  more

Good insulation is half the insurance

30.06.2017 - When it comes to fire control, insurers are increasingly looking for a holistic safety concept. That starts with the right insulating materials  more

Strengthening your company’s defences

21.06.2017 - For companies, an interruption to operations is the worst-case scenario. With effective business continuity management you can respond quickly in the event of a crisis more

Protected throughout the M&A process

31.05.2017 - Warranty and indemnity cover can offer peace of mind during a company acquisition or merger  more

Market overview

03.05.2017 - Cyber insurance policies have recently been experiencing a major boom. What characterises this form of cover?   more

Relocation

05.04.2017 - When it comes to selling industrial facilities, the relocation itself is not the only risk. For the buyer, the technical performance of the equipment at the new operating site is the most crucial consideration  more

Come out of isolation

24.03.2017 - Pretty much every company faces disruptions to their supply chain. Cooperative risk management can help, according to an ongoing study conducted by Jacobs University Bremen  more

It can be simple, too

04.01.2017 - It can be complicated, tedious and not very transparent – the company pension scheme has a lot of obstacles to overcome. Companies can clear the way with digital solutions. more

A new age dawns

21.12.2016 - A new version of the ISO 9001 standard has been published. Funk offers ISO Quick Check to determine quickly whether a company needs to take action in order to maintain compliance more

A promise is a promise

06.12.2016 - The legally guaranteed interest rate for conventional pension products has been dropping since the 1990s. How does this affect company pensions? more

Global claim cover

02.11.2016 - International coordination of credit insurance cover has gained enormous importance. The reason for this is primarily that flows of goods are being increasingly globalised more

Insured in America

12.10.2016 - Since 1 October 2013, 16 million Americans have had medical insurance for the first time, thanks to the Patient Protection and Affordable Care Act – more commonly known as Obamacare more

Too often an isolated solution

15.09.2016German companies still have significant room for improvement to achieve optimal synergy of risk management, compliance and internal control systems  more

Medium-sized business left high and dry?

14.09.2016 - Digitisation is changing markets, processes and working methods around the world. But the same thing that makes data transfer fast and communication easy and convenient also opens the door for abuse more

Identifying risks and making informed decisions

08.08.2016 - Insolvency rescission is a cumbersome topic at first glance but is growing in importance for an increasing number of companies more

E-learning in practice

01.06.2016 - E-learning is on the rise: around two-thirds of large companies and about half of all medium-sized companies use e-learning tools in practice to train their employees more efficiently more

Employee cover without borders

31.05.2016 - Intergovernmental organisations (IGOs) operate across borders and employ people from many different countries. Since they are not subject to the law of an individual state, they require individual solutions for the social security of their employees more

Insurance 4.0

24.05.2016 - Global industry stands at the precipice of a paradigm shift: from the classic value-added chain to connection of virtual and real production chains as part of the ‘Internet of Things’ more


Our recommendations

Too often an isolated solution

15.09.2016German companies still have significant room for improvement to achieve optimal synergy of risk management, compliance and internal control systems  more

Big data - big opportunities

25.08.2015 - The subject of big data has been ubiquitous for several years. When it comes to risk and insurance management for medium-sized companies, evaluating large amount of data brings lots of opportunity more

Reliable protection against arbitrary action

10.01.2016 - International political relations are becoming increasingly unpredictable. Framework factors that are stable today may no longer apply tomorrow more

Small and medium-sized business running dry?

14.09.2016 -Digitisation is changing markets, processes and working methods around the world. But the same thing that makes data transfer fast and communication easy and convenient also opens the door for abuse  more

Efficient check

19.11.2015 - Smooth logistics is a prerequisite for commercial success. That is especially true the more global the supply chain becomes. But how do companies protect themselves from an interruption? more

Employee cover without borders

31.05.2016 - Intergovernmental organisations (IGOs) operate across borders and employ people from many different countries. Since they are not subject to the law of an individual state, they require individual solutions for the social security of their employees more

Insurance 4.0

24.05.2016 - Global industry stands at the precipice of a paradigm shift: from the classic value-added chain to connection of virtual and real production chains as part of the ‘Internet of Things’ more

Current study on risk management

06.05.2016 - In a study, Funk Switzerland explored how Swiss companies handle risk management. The result: apparently many companies have not yet come to the point of implementing professional risk management more

Setting up a global company pension plan

20.04.2016 - Medium-sized companies in Germany are at home around the world, with employees working all over the globe. This poses several challenges for human resources management. An overview is provided here more